Top Safety Features For Cutting Your Auto Insurance in 2013

Investing in new safety features can help you to cut your auto insurance in 2013; this means taking advantage of particular brands or safety and engineering systems such as BMW Efficient Dynamics or Stability Control in the MINI Cooper, or just making sure that new cars are fitted with common safety feature.

From tyre pressure alerts to external air bags, what are some of the best safety features that are now available for different and multiple models, which can make you less of a risk to insurers, and can result in lower premiums?

Safety Alert Seats

These seats are being developed by Cadillac in the United States, but have possibly wider applications; seats are set up to vibrate when there is a problem in your left and right lane. Sensors mean that you are aware of potential dangers before they can become serious.

Tyre Pressure Alerts

The Nissan Leaf has particularly benefited from this approach, where tyre pressure alerts are transmitted to you to make sure that you’re aware of any potential problems with a tyre before it can burst. Easy-Fill systems can make it possible to know when your tyre pressure has dropped to a dangerous level.

External Air Bags

Particularly seen on the new Volvo V40, external air bags are fitted to the front bonnet of a car, and are designed to lower the risk of accidents for pedestrians – this approach can help to lower potential damage, and liability when dealing with an insurance claim from someone that has been hit.

Auto Start-Stop

A now standard feature in BMWs, auto start-stop effectively means that the engine is shut of when you come to a standing position, and can be restarted using the clutch; doing so means that you’re less likely to slide into a collision.

Multi Collision Brakes

Used in cars like the Volkswagen Golf, multi collision brakes are set up to lock after an initial collision, which can help to prevent sliding, while reducing the danger of further collisions.

Lane Assist

Now available in multiple vehicles, lane assists let you know whether there is a danger from another lane, and will provide a warning if you’re about to pull out into a lane; also designed to help with drifting, lane assists can alert you by vibrating the steering wheel of a car.

Stability Control

Electronic stability control is now available in different cars, and is primarily designed to reduce the danger of skidding and sliding on the road, and in icy weather; stability control locks and balances wheels to prevent a car’s weight from overbalancing.

Heads Up Displays

Mostly available in premium marques like Lexus at the moment, Heads Up Displays project driving information onto your windscreen, meaning that you can keep your eyes on the road, rather than on your dash; information can include a speedometer, mileage, and sat nav directions during a trip.

Driver Monitoring and Black Boxes

Another premium feature, driver monitoring software can record your driving habits and warn you if your driving becomes erratic, which might indicate a problem with sleep and concentration. Moreover, insurance premiums can be potentially lowered by using black box recorders, which saves your acceleration, route, and mileage details to create a more accurate record.

Blind Spot Cameras

Other detectors, which are being used in Ford and Mazda lines, can involve blind spot cameras that use radar to identify when you might have an unseen car coming up on you. A warning buzzer can sound if you indicate to pull into a blind spot.

Mechanic and car restoration fanatic, Rob regularly blogs about a wide range of automotive topics, from insurance to green energy.

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